Basics of Obtaining Credit in Georgia
This document discusses the basic law relating to borrowing and credit, answering the following questions: How do you get credit if you do not have it? What happens if your credit report is wrong? What if you are denied credit because of discrimination? How much does credit cost? What does a creditor have to disclose to you before you sign up for a credit card? How do usury laws regulate credit cards? The document is an excerpt from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004).
By: Carl Vinson Institute of Government, University of Georgia
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LegalAid-GA is a project of Atlanta Legal Aid Society, Georgia Legal Services Program and the Pro Bono Project of the State Bar of Georgia. The project is funded by the Legal Services Corporation and the Georgia Access to Justice Project.