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  Paying for Long-term Care
 
   Have You Lost Your Nursing Home Medically Needy Medicaid?
The Nursing Home Medically Needy Medicaid Program is ending as of July 1, 2004. If you receive Medicaid coverage under this program and your income is higher than the state will allow under the regular nursing home Medicaid program you will lose your Medicaid coverage after June 30, 2004. However, there is a way you may be able to protect your Medicaid. You may be able to set up a Medicaid Irrevocable Qualified Income Trust. (This is sometimes called a "Miller Trust.") If you put some of your Social Security and/or pension check into this special trust each month, it will not count against you for Medicaid eligibility. If you do this, you should be able to continue to pay for your care as you do now and still get Medicaid.
By: Georgia Legal Services Program  
  
   
   Links to Georgia Resources for Medicaid, Medicare, Nursing Homes, Personal Care and Home Health Care (Separate Website)
This web site provides additional links to resources in Georgia for Medicaid, Medicare, Nursing Homes and Personal Care Homes and Home Health Care providers.
By: Elder Law Committee of State Bar of Georgia
  
   
   Long Term Care in Georgia - Ways to pay for nursing home stays (Separate Website)
What is the average cost of nursing home care? Nursing home cost in Georgia average from approximately $70 to $150 per day. This fee generally includes room, board, routine nursing care, general toiletries such as soap, shampoo, tissue, etc., and flat laundry (linens). There may be additional charges for other items such as some medications, and some incontinent supplies. Depending upon the resident?s source of payment, and / or the facility policy, the average cost may vary. Additional charges should be specified in the written admission agreement.
  
   
   Long Term Care in Georiga - Nursing Home Resident Trust Funds (Separate Website)
WHAT IS A RESIDENT TRUST FUND? -A resident trust fund is money held by the nursing home for a resident of the facility. CAN MY NURSING HOME REQUIRE ME TO SET UP A TRUST FUND? -No. State and federal laws give you the right to manage your own financial affairs. Nursing homes have no right to manage, use or dispose of your money. If you need help managing your funds, the nursing home is required to explain available options including a trust fund.
  
   
   Medicaid Information for Long Term Care
There are often many questions about eligibility for Medicaid. This document will attempt to answer general questions about your questions about what Medicaid allows and doesn't allow in terms of transferring assets to qualify for Medicaid benefits to cover long term care.
By: Georgia Department of Human Resources, Division of Aging Services

    Other Formats:   Word File
  
   
   Medicare Coverage of Skilled Nursing Facility Care This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
This booklet explains: (1) Medicare covered skilled care; (2) your rights and protections, (3) where you can get help with questions. This document is available in PDF format.
By: Centers for Medicare & Medicaid Services
  
   
   Nursing Homes and Medicare (Separate Website)
This link takes you to the Nursing Homes section of the Medicare.gov website. The purpose of this section is to provide visitors with information relating to Medicaid and Medicare certified nursing homes throughout the United States. It includes information on payment and patient rights, and a nursing home checklist which will help you evaluate the nursing homes that you visit.
By: Centers for Medicare & Medicaid Services
  
   
   Protect your Medicaid rights - Ask for a fair hearing
This document explains your rights if you have problems with Medicaid, including: (1) the right to receive a written notice when the state plans to cut off your Medicaid, deny you services, or take any other action that is unfavorable to you, (2) the right to 10 days notice before the state cuts off your Medicaid (in almost all cases), and (3) the right to a fair hearing if you disagree with a decision the state makes, you have the right to a fair hearing. A fair hearing is a chance to get state officials to change their decision about your case.
By: Georgia Legal Services Program  

    Read this in: Chinese / 中文 , Korean / 한국어 , Vietnamese / Tiếng Việt
  
   
   Medicare Part D Prescripton Drug Coverage
Medicare Part D Resources
By: Georgia Legal Services Program  
  
   
   Medical Debt and Seniors: How Consumer Law Can Help (Separate Website)
Americans are living longer, in part due to dramatic advances in medical care. One of the costs of longer life expectancies is that someone has to pay for this medical care. While access to quality medical care is essential for seniors and should be a universal right, it can leave them saddled with unmanageable medical debt. Consumer law remedies are critical in helping seniors avoid financial ruin due to overwhelming medical bills.
By: National Consumer Law Center
  
   
   You Can Keep Your Own Home and Still Get Medicaid!
That's right! You do not have to give away your home in order to be eligible for Medicaid. In fact, giving your home away could cause you to be disqualified from receiving Medicaid. Although you may keep your home for as long as you or your spouse are alive, the state may put a lien on your home so it can recover its costs from your estate unless certain exemptions apply.
By: Georgia Legal Services Program  

    Read this in: Korean / 한국어
  
   
  Your Rights and Responsibilities
 
   Alternatives to Guardianship - With Advance Directives This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
When a person is sick or preparing for a future stay in the hospital, there can sometimes be confusion about what the person?s wishes are for his or her own treatment. There might be disagreement among family members about the person's decisions concerning his or her health care. Advance Directives allow an person to make decisions in advance about his or her health care in writing. This lets the person make his own life decisions, lets everyone know what those decisions are, and keeps the family from having to make those decisions for the person after the person is sick. This document explains the different kinds of advance directives, including the Living Will, the Durable Power of Attorney for Health Care and the Do Not Resuscitate Order.
By: Georgia Department of Human Resources, Division of Aging Services
  
   
   Long Term Care in Georgia - How to Contact Nursing Home Owners About Problems (Separate Website)
-If you or a relative live in a nursing home, the owner of that home should want to make sure you are satisfied with the care provided. You are their customer. However, many nursing home residents and their representatives do not know how to contact the owner about any problems they experience. This Fact Sheet explains when and how to contact a nursing home owner to express concerns you may have.
  
   
   Long Term Care in Georgia- Residents' Bill of Rights in Nursing Homes (Separate Website)
The Long Term Care Facilities Residents? Bill of Rights gives a Resident, a Residents Representative or Guardian: 1. Personal Rights; 2. Grievance Rights; and 3. The right to file an action in court
  
   
   Nursing Homes and Personal Care Homes: Your Rights (Separate Website)
This document explains (1) the differences between "nursing homes" and "personal care homes" or "assisted living facilities", (2) discusses how these homes are regulated by the government and (3) explains the rights residents have while they are living in these homes and the ways residents may enforce their rights. The document also provides valuable information about how to evaluate the facilities when choosing a home for yourself or your family members.
By: Elder Law Committee of State Bar of Georgia
  
   
   Legal Rights of Nursing Home Residents - State Bar of Georgia Consumer Pamphlet (Separate Website)
The State Bar of Georgia has provided this pamphlet to inform people about some of their legal rights regarding nursing home residency. It explains what you need to know before signing a nursing home admissions agreement and what you need to know while staying in a nursing home. The last page of this pamphlet lists agencies to contact for assistance.
By: State Bar of Georgia
  
   
   Long Term Care in Georgia - Assessment and Care Planning in Nursing Homes (Separate Website)
Georgia and federal law require nursing homes to identify each resident?s abilities and needs and to develop a plan to maximize residents abilities and meet their needs. The process of identifying a resident?s abilities and needs is called assessment. The plan describing how the nursing home will meet the resident?s needs is called a care plan.